Financing

At Pacific Eye, financial considerations should not be an obstacle in obtaining elective eye care services such as LASIK Eye Surgery or certain cosmetic procedures. Our goal is to make eye surgery affordable for any budget.

Choose any of the following payment options:

• Cash or Check
• Credit Card
• Monthly Payment Plan
• CareCredit

We Accept CareCredit, EyeMed*, and VSP Vision Plans

*We only accept in-network EyeMed plans. Check to see if your plan is eligible here.

Alphaeon Credit Card: Affordable Financing for Your Vision Care

Transform your vision without financial stress! Our practice proudly accepts the Alphaeon Credit Card, tailored for health and wellness needs, including cataract surgery, premium IOLs, glasses, contacts, and more. With Alphaeon Credit, you can start your eye care journey today and pay overtime with flexible monthly plans that suit your budget. Don’t let cost delay clearer vision!

Why Choose the Alphaeon Credit Card?

• Flexible monthly payment options to meet your vision care goals.
• Special financing on purchases of $250 or more*—unlike standard credit cards.
• Reuse your card for future treatments for you or your family, no reapplication needed.
• Covers services often not included in insurance, such as LASIK and premium IOLs.
• Check pre-qualification online** with no impact on your credit score.

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Disclaimers:

*$ Subject to credit approval. Purchases must be made using the ALPHAEON CREDIT Card Account, issued by Comenity Capital Bank, which determines credit qualifications and promotion eligibility. Minimum payment is $27.00. Minimum interest charge is $3.00 per plan. Standard variable APR is 32.99% (based on the Prime Rate). Valid for single transactions only.

** A soft inquiry is used to check your eligibility, which will not affect your credit score.

CareCredit healthcare credit card for better vision

There is an easier way to pay for your vision care. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you’re considering LASIK, need cataract surgery, or it’s simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.

Payment Calculator

Your healthcare credit card

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchases of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?

Health Insurance vs. Vision Insurance: What’s the Difference?

Understanding which insurance applies to your eye care visit can feel confusing. That’s why we created this short video to explain the difference between health insurance and vision insurance, and when each one is used.

Both health and vision insurance play an important role in keeping your eyes healthy and your vision clear:

• Health insurance generally covers medical eye exams and treatments related to eye health — such as glaucoma, cataracts, or eye injuries.
• Vision insurance helps with how you see day-to-day. It often covers routine eye exams, prescription glasses, contact lenses, and other vision services.
• Some plans (like Medicare) may cover certain medical services but not routine refraction tests for glasses prescriptions.
• Even if adult vision benefits aren’t included, most health plans provide children’s vision services.

To make the most of your benefits, please:

• Bring both your health insurance card and, if you have one, your vision insurance card to your appointment.
• Provide a printed list of all current medications.
• Ask our friendly staff any questions — we’re here to help.