As the year comes to a close, it’s the perfect time to make sure you’re getting the most out of your FSA (Flexible Spending Account) or HSA (Health Savings Account). These pre-tax funds can help you save significantly on qualified medical and vision expenses — but if you don’t use them before the deadline, you may lose the remaining balance.
At Pacific Eye Surgeons, we make it easy to put your benefits to work toward clearer, healthier vision at our convenient locations throughout San Luis Obispo County and Northern Santa Barbara County, including San Luis Obispo, Pismo Beach, Paso Robles, Santa Maria, Lompoc, and Orcutt.
What Are FSA and HSA Accounts?
If you’re not entirely sure how these accounts work, here’s a quick refresher:
- Flexible Spending Account (FSA): Offered through many employers, FSAs let you set aside pre-tax dollars to cover eligible healthcare and vision expenses. Most FSA funds must be used by the end of the year — otherwise, they expire.
- Health Savings Account (HSA): Available to those with high-deductible health plans, HSAs also use pre-tax funds but differ in one key way — the money you contribute rolls over each year, allowing you to save for future medical costs.
Both options can help you save hundreds of dollars annually when used toward qualified expenses, including eye exams, glasses, contact lenses, and certain surgeries.
Eligible Vision Services Covered by FSA and HSA
Your FSA or HSA can be used for more than just doctor visits. Pacific Eye offers a wide range of eligible services and products, including:
- Comprehensive Eye Exams – Stay on top of your eye health and catch conditions early.
- Prescription Eyeglasses and Sunglasses – Choose from a variety of frames and lenses to fit your style and vision needs.
- Contact Lenses and Solutions – Apply your benefits toward contacts, specialty lenses, or refills.
- Cataract Surgery and Premium Lens Options – Improve your clarity and reduce dependence on glasses.
- LASIK and Advanced Vision Correction Procedures – Invest in lasting visual freedom with procedures often eligible for FSA/HSA use.
Why Use Your Benefits Now
Using your benefits before they expire isn’t just about saving money — it’s about prioritizing your vision and comfort. Many patients schedule their procedures or order new glasses toward the end of the year to take advantage of their remaining funds and start the new year with clear, refreshed vision.
Appointments often fill quickly in November and December, so early scheduling is key.
Schedule Your Year-End Visit
Whether you’re due for an annual eye exam, ready to update your glasses, or considering vision correction, Pacific Eye Surgeons is here to help you make the most of your benefits.
Request your appointment today and let our team help you see your best — before your benefits expire!
